Protection planning

Whether you’re approaching retirement soon or making sure your plans are in place for the distant future, I can help you set goals, invest cost efficiently and track your progress. Not just up to, but throughout your retirement. 

Plan for the sunny days, protect against the rainy ones

Protection plans, i.e. insurance, is something that you never really want, until you really need it. 

 

I’ll help you identify areas where you need protection – Income, Mortgage, Critical Illness & general Life Cover are just some of the areas to discuss.

Types of protection plans

Life Cover

Pays a lump sum to beneficiaries upon the insured's death. Can be term life insurance (covering a specific period) or whole of life insurance (covering the entire lifespan). Used to provide financial security for dependents, pay off debts, or cover funeral expenses.

Critical Illness

Pays a lump sum if the insured is diagnosed with a specified critical illness (e.g., cancer, heart attack, stroke). Helps expenses, lost income, or adapt to lifestyle changes.

Mortgage Protection

Specifically designed to pay off the outstanding balance of a mortgage if the insured dies during the policy term. Can be level term (same payout throughout) or decreasing term (payout decreases with the mortgage balance).

Income Protection

Provides a regular income if the insured is unable to work due to illness or injury. Helps maintain financial stability during periods of incapacity.

Accident, Sickness or Unemployed

Provides short-term financial support if the insured is unable to work due to accident, sickness, or involuntary unemployment. Offers a safety net during temporary periods of financial hardship.

Family Income Benefit

Pays a regular income to beneficiaries for a specified period after the insured's death. Provides ongoing financial support for dependents, similar to a salary replacement.

Here for you at all stages of financial planning

My ideal clients are people looking to:

Use a professional they trust with their Retirement & Savings.

That’s why we build lasting relationships based on trust and transparency. You won’t be passed from one adviser to another.

Maximise tax benefits available to their businesses.

Identify and implement strategies to maximise available tax reliefs and allowances.

To protect their clients best interests.

Supporting legal & accountancy professionals navigating the complexities of the Court of Protection, Divorce and more.

See my full range of services by clicking here.

Book a meeting

The first step to financial planning is always the biggest leap. 


If you’d like to find out more book in a free, no obligatory call to discuss how I can help.

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