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Approaching retirement
Can I afford to stop?
A clear picture of what your retirement looks like — and the confidence to start it on your terms.
Local, Independent Financial Advice.
Award winning Chartered Financial Planning for Residents of Worcestershire.
I help families and business owners realise their financial goals.
Meet your Chartered Financial Planner
Andrew Rankin BA (Hons) APFS
I'm an Independent Chartered Financial Planner, based in Worcester. I was schooled here and live here with my wife and children. I love to meet my clients locally, offering transparent, professional guidance as an adviser at the Financial Advice Centre, an independent Worcester-based firm established in 1999 and recognised for excellence and integrity in financial planning.
My focus is on pension consolidation, tax-efficient investing, and long-term wealth planning, ensuring your money is working as hard as you do. Whether you're preparing for retirement, managing your investments, or securing your family's financial future, I provide clear, unbiased advice tailored to your goals.
Arrange a meeting
Who I help
Wherever you are, there's a plan that fits.
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Business owners
What comes after the sale?
Tax-efficient planning that turns the value you've built into lasting personal security.
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High-earning professionals
Am I doing this efficiently?
Make your income and investments work harder, with allowances and pensions used properly.
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Passing on wealth
Will my family be ok?
Thoughtful estate and inheritance planning so the people you love are looked after.
Your journey with me
- 1Discovery
- 2Planning
- 3Implementation
- 4Ongoing reviews
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Discovery
We start with a conversation — your life, your worries, your ambitions. No jargon, no product pushes, no obligation. Just an honest look at where you are and where you'd like to be.
Complimentary exploration meeting
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Planning
I build a clear, written financial plan around what matters to you — modelling the future so you can see, in plain English, exactly how the pieces fit together.
Your written financial plan
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Implementation
We put the plan into action together — pensions, investments and protection arranged properly and tax-efficiently, with every step explained.
Your plan, put to work
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Ongoing reviews
This is where most of the value lives. We meet regularly, keep your plan on course as life and markets change, and I stay by your side for as long as we work together.
An ongoing partnership
Start with a conversationWhat you gain
More than a portfolio.
Your first and main point of contact
You won't just be another account number or cog in a machine. I'll be your first point of contact.
I understand money comes with emotion
It means you can live freely, confidently and securely when working with an Adviser who understands you, who you can trust. And I want all those things for my clients.
Based locally in Worcester
The majority of my clients like to be able to meet with me over a cuppa at my office or at their homes. Being able to meet face to face only strengthens my client relationships.
Independent, chartered, unbiased advice
That means I'm not restricted in the products and providers I can recommend; I can access the whole of the market.
Independently verified
In their own words.
5 out of 5 stars
“…acted with kindness and discretion at all times.”
A client praises Andrew’s kind, discreet support and the time he takes to explain financial proposals.
Verified client · Worcestershire
5 out of 5 stars
“…a real depth of financial knowledge”
A client values Andrew’s attentive listening and calm, courteous approach to long-term investment planning.
Verified client · Worcestershire
5 out of 5 stars
“…transferred them into one place.”
A client describes how Andrew brought two old workplace pensions together into one place.
Verified client · Worcestershire
FAQs
Questions, answered.
Yes. The initial exploration meeting is complimentary and without obligation.
Yes. I provide advice based on a comprehensive and fair analysis of the market. I'm not tied to any particular providers or products, and I am not incentivised by them to use them.
I live in Worcester, and I serve clients in Worcester and surrounding areas. I also have clients in London and the South West from my experience working in the City of London.
Through transparent, agreed fees. Every cost is explained in writing before any work begins — no surprises.
Yes. I am a pension transfer specialist and I am able to advise on all manner of pensions.
Typically at least annually, and whenever your circumstances change.
Chartered Financial Planner
- 2026 – CII
Diploma in Regulated Financial Services
- R01 – Financial Services, Regulation & Ethics
- R02 – Investment Principles & Risk
- R03 – Personal Taxation
- R04 – Pensions & Retirement Planning
- R05 – Financial Protection
- R06 – Financial Planning Practice
CAIA (Chartered Alternative Investment Association)
- Chartered Alternative Investment Analyst, Alternative Investments
BA (Hons) Durham University
- Business Economics
News & Insights
Stay up to date with the latest market news, events & changes.
Plain-English notes on pensions, tax, investing and running a business in Worcestershire — written for the people I sit across the table from.
Get started
Book your complimentary discovery meeting.
No cost, no obligation — just an honest conversation about where you are and where you'd like to be.
Or email andrew.rankin@face-uk.com
