Planning for Retirement
Whether you’re approaching retirement soon or making sure your plans are in place for the distant future, I can help you set goals, invest cost efficiently and track your progress. Not just up to, but throughout your retirement.
Tidying up through consolidation
Many people accumulate multiple pensions over their careers, through changing employers or taking a different career path. Some older pensions can be overly expensive, underperform and have restricted options such as a lack of Flexible Access Drawdown (how you take your income). I can help you consolidate your pensions into a structured plan that aligns with your retirement goals.
Ensuring you're on track to achieve your goals.
Answering big questions can give you peace of mind that you’re on the right track:
- Will I have enough to live off during retirement?
- What happens to my pension funds if I pass and loved ones need looking after?
- Can I retire at my desired retirement age?
- Will I run out of money?
Investment Oversight
As you progress through to retirement, it’s likely that your needs will change. You may want to grow your savings when you are futher from retirement, then protect what you have built as you move closer. Appropriate investment management in line with your attitude to investment risk and capacity for loss is essential.
Risk warning: A pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
Are your retirement plans on track?
Are you retirement ready? This quick 2 minute quiz will cover all areas from saving, to budgeting, state pensions & more. Results & tips on screen instantly.
Here for you at all stages of financial planning
My ideal clients are people looking to:
Use a professional they trust with their Retirement & Savings.
That’s why we build lasting relationships based on trust and transparency. You won’t be passed from one adviser to another.
Maximise tax benefits available to their businesses.
Identify and implement strategies to maximise available tax reliefs and allowances.
To protect their clients best interests.
Supporting legal & accountancy professionals navigating the complexities of the Court of Protection, Divorce and more.
Book a meeting
The first step to financial planning is always the biggest leap.
If you’d like to find out more book in a free, no obligatory call to discuss how I can help.